Personal Insurance
Life Insurance
Life insurance is a vital financial tool designed to provide a safety net for your loved ones in the event of your passing or terminal illness. It offers financial protection and peace of mind by ensuring that your family and dependents are taken care of, even when you’re no longer there to provide for them.
Income Protection
This is the most common type of insurance for working individuals. It usually covers you for upto 75% of your monthly income in the event that you are unable to work due to sickness or injury. It’s designed to alleviate financial stress during recovery.
Trauma Insurance
Trauma insurance, also known as critical illness insurance, is a type of insurance coverage that provides a lump-sum payment if you are diagnosed with a specific serious medical condition or undergo a major medical procedure. Trauma insurance can provide valuable financial support during a challenging time, allowing you to focus on your recovery and well-being.
TPD Insurance
Total and Permanent Disability (TPD) insurance is a type of insurance coverage that provides a lump sum payment to the insured person in the event they become totally and permanently disabled and are unable to work again. This payment can help cover medical expenses, ongoing care, and lifestyle adjustments resulting from the disability.
Buy/Sell Insurance
Life insurance is a vital financial tool designed to provide a safety net for your loved ones in the event of your passing or terminal illness. It offers financial protection and peace of mind by ensuring that your family and dependents are taken care of, even when you’re no longer there to provide for them.
Key Person Insurance
Key person insurance is designed to protect businesses from financial impact in the event that a ‘key person’ unexpectedly becomes unable to work due to death, permanent disability or critical illness. A key person is someone whose knowledge, skills and experience are crucial to the success of your business.