Public Liability

Public liability insurance protects individuals and businesses from financial losses arising from third-party claims for bodily injury, property damage, or personal injury that occur on their premises or as a result of their operations. It provides coverage for legal expenses, medical costs, and compensation to third parties who suffer injury or damage due to the insured’s actions or negligence.

While it might not be your responsibility or intention to inflict harm on others, accidents do occur, underscoring the significance of being properly prepared.

Businesses are typically requested to provide proof of public liability insurance prior to engaging in contracts or accessing premises belonging to third parties.