Your Trusted
Insurance Partner
Where your peace of mind is our priority.
Who We Are
We are Life and Business Insurance brokers, helping everyday Australians with insurance solutions to safeguard their personal and professional future.
Since 2008, we have been guiding individuals and businesses navigate complex insurance options with confidence. Our aim is not to make the decision for you but to empower you with knowledge to make it confidently yourself.
Dealing with all the major insurers in Australia, we provide access to top quality comprehensive covers.
Experience the difference in service with 3Point Insurance!
What We Do
Personal Insurance
Personal insurance is a vital tool designed to provide a financial safety net for you and your loved ones in the event of unexpected illness, major health condition, injury or death. You are never too young to protect yourself and there is a cover to suit every need.
Business Insurance
Business insurance is designed to protect businesses of all sizes and types from various risks and liabilities. It provides financial support and stability in the face of unexpected events that could disrupt operations or lead to significant financial losses.
Claims
Lodging a claim can be a complex and stressful experience. That’s why our dedicated team manages the entire end-to-end claim process on your behalf, ensuring a seamless and worry-free journey from the moment you report a loss to the final resolution and settlement.
Other Services
Should you have any further needs such as Estate Planning, Retirement Planning, Mortgages and Property Investment to name a few, we would be happy to refer you on to our trusted referral partners whom we have long standing relationships with.
Client Reviews
Access to all the leading Life and Commercial Insurance companies in Australia
FAQs
I can buy insurance online, why go through 3Point?
We are experienced and qualified professionals who have in-depth knowledge of the industry and the various products on offer. Our access to a wide network of insurance companies and underwriters, ensures that you have a broad range of options to choose from that are both qualitatively superior and most often than not, more price effective compared to online products.
We pride ourselves in our exceptional service. Based in Australia, we’re just a phone call or email away for your smallest needs like a change of address on your policy or a significant event such as a claim situation.
The best part is that you’re not trying to interact with a chatbot or someone in a call centre at anytime during your journey with us. It’s the same client service managers or advisers who keep in touch with you and are there to help, anytime you need us.
I already have personal insurance in my Super, isn’t that sufficient?
Most Superfunds have default insurance covers that you pay for through your super. These covers offer standard options for waiting and benefit periods and often insure you for much lower sums than you may actually require, resulting in you being severely under insured.
Retail products offered by brokers such as 3Point are not only qualitatively superior, offering better policy terms, but also much more cost effective. We take your personal circumstances into account, ensuring that you are adequately protected. Moreover, you can continue to pay for most policies through your super without impacting your cash flow.
I am still young, why should I get life insurance now?
Insurance companies consider numerous factors when approving a life insurance application and setting the premium for your policy. The most important of these factors is your age and pre-existing medical conditions. Generally, the younger and healthier you are, the less it will cost you over the life of the cover. Depending on your lifestyle, you may even be eligible for health discounts with some of the leading insurance companies.
What impacts my insurance premiums?
There are a range of parameters that an insurance company will take into account in calculating your insurance premiums such as your age, gender, medical conditions, occupation, lifestyle for personal insurance and business turnover, size, number of employees, industry etc for business insurance.
At 3Point, we take all these factors (and more) into consideration to devise an insurance strategy that suits your needs and provide you with the best possible policies.